Insurance in and around Summit
Bundle policies and save serious dollars
Cover what's most important

Would you like to create a personalized quote?
- Summit
- New Jersey
- Springfield
- Union
- Chatham
- Short Hills
- Millburn
- Madison
- Florham Park
- Hillside
- Morristown
- New Providence
- Maplewood
- Berkeley Heights
- Afton
- Livingston
- Mountainside
- Westfield
- Cranford
- Roselle Park
- Kenilworth
- South Orange
- Irvington
- Elizabeth
Personal Price Plans To Fit Your Needs
State Farm understands the need to protect what's important to you and has developed a wide range of insurance products with personalized pricing plans to help protect what you've built. From vehicle and motorcycle insurance that protects your ride, to your boat, motorhome, RV, and off-road ATV, State Farm has competitive prices and easy claims to help you protect them all. Contact Richard Fernandez for a Personalized Price Plan.
Bundle policies and save serious dollars
Cover what's most important

Protect Your Family, Vehicles, Home, And Future
But your automobile is just one of the many insurance products where State Farm and Richard Fernandez can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, personalized pricing plans, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Whole Life insurance
Whole Life insurance
What is the difference between Ordinary life and Limited-payment life? Read about some common uses for Whole Life Insurance.

Richard Fernandez
State Farm® Insurance AgentSimple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Whole Life insurance
Whole Life insurance
What is the difference between Ordinary life and Limited-payment life? Read about some common uses for Whole Life Insurance.